The Difference Between SSI Benefits and SSDI Benefits January 24, 2022 | Uncategorized

disabilityThe Supplemental Security Income (SSI) and Social Security Disability (SSDI) are federal disability programs offering financial aid to the disabled. However, they have different eligibility requirements. For instance, SSDI is available to workers who’ve earned enough work credits, while SSI is available to low-income people who aren’t working or don’t have sufficient work credits to qualify for SSDI.

Here is an in-depth review of SSI and SSDI to help you understand the differences.

Supplemental Security Income Benefits (SSI)

Also referred to as a “means-tested program,” SSI is funded by general fund taxes. To qualify for this program, you must be:

  • A citizen of the United States above the age of 65 years
  • Own assets worth less than $2,000 or $3,000 (in the case of couples)
  • A resident of the 50 states, including Northern Mariana Island or the District of Columbia

In some instances, children under 18 years may be eligible for SSI. However, their disability should have resulted in severe functional limitations lasting more than one year or resulting in death.

Social Security Disability Insurance Benefits (SSDI)

Payroll taxes fund the SSDI disability program. This disability benefit is supposed to help individuals who can’t work because of injuries that may last more than a year or result in death. To qualify for SSDI, you must:

  • Be younger than your age of retirement
  • Not have a short-term disability
  • Meet the definition of disability set out by the United States Social Security Administration
  • Unable to work because of a medical condition that can result in death or last over a year

Keep in mind that when you make an application and send it to your state’s disability determination services office, they will investigate and evaluate whether your medical evidence supports the disability claim. Once approved, you’ll receive notification via a letter showing the amount you’ll receive.

How Gordon Wolf & Carney Attorneys Can Help You Get SSI and SSDI Benefits

The application for disability benefits can prove challenging, especially if you’re a first-time applicant. The services of  Maryland SSDI attorneys can help ensure you don’t make mistakes that can get your application declined.

Undertake a Thorough Assessment of Your Application

During your SSDI application, you must show that you meet the U.S. Social Security Administration definition of “disabled.” This means that you should show you have a medically determinable impairment that can last over a year. In addition to proving your disability, you have to attach medical records from a licensed medical specialist to support your claim.

Ensure that Your Application Moves Forward

On average, a disability benefit claimant has to wait for six months before getting feedback on the status of their claim for benefits. If your claim gets denied, then the process can take even longer. To avoid instances where your claim takes longer because you failed to provide a timely response for the information requested by SSA, get the help of a SSDI attorney in Towson MD.

The lawyers will help you deal with SSA for speedy approval of your claim. Furthermore, your attorney can assist with issues like physicians who are slow in sending records.

Help You Receive Full Benefits

Social security lawyers will fight to get you full benefits based on when your disability started. Given the complexity involved in proving when a disability began, social security lawyers in Towson Maryland will ensure you do not lose out on money you’re entitled to. Additionally, they’ll help prevent costly mistakes like failing to meet deadlines for filing your claim.

A Lawyer Will Help You Fight For a Denial

Nearly half of the social security disability benefits filed by claimants get denied. By working with SSDI lawyers in Maryland, they can help fight for your rights if your claim is denied. In such cases, a lawyer can represent you in an appeal process to request SSA to reconsider their decision.

Remember that during your hearing, the SSA will employ experts who represent their interests. This is why you need the assistance of a knowledgeable attorney who’ll make a solid case to prove your rights to disability benefits.

Wrapping Up

Disability benefits are essential for disabled individuals because it ensures that they can carry on with their everyday life regardless of being out of work. Therefore, to avoid losing out on this crucial benefit, it’s necessary to seek the services of a Baltimore Social Security Disability Lawyer.